Our Mission

Our mission is to deliver an honest, well-communicated, financially sound lending experience. As Home Financial Experts, we provide clear options and advice to help buyers make confident mortgage decisions. Simply put, we put our clients first! Our motto at Benchmark is “Welcome Home”, which means that everyone who walks through our doors is family. As you do with family, we put your best interest first. Whether that’s finding you the best price in the marketplace, keeping you informed throughout the process or being there when the keys are placed in your hands. Here at Benchmark we create clients for life! Thank you for your business. Hilda Hensley Branch Manager

We Can't Wait To Meet You

The Hilda Hensley Team specializes in Mortgage Banking for Residential Home Loans here in Napa, Sonoma, and Solano counties. With some of the best interest rates in the industry and our amazingly fast underwriting, we offer our clients the best in all aspects of mortgage lending.

Robert Ray
Robert Ray
2022-11-18
Michael Lucia and the Benchmark team did an outstanding job. Very personable and great customer service. The Ray family will be recommending them to other family and friends. Thanks Benchmark!
sarina price
sarina price
2022-07-25
As a first time homebuyer, I feel so grateful to have worked with Hilda and her team! My partner and I were originally looking for a home in Napa and we wanted a local lender. We connected with her before our realtor who was equally as thrilled that we had chosen to work with Hilda. After a couple of months, we pivoted our home search the Pleasant Hill and being new to the loan process, I thought we’d have to change lenders since we were no longer looking in Napa but was ecstatic that we could still work with Team Hensley. Over the next 2 months, we’re able to close and were always well ahead of our escrow timeline because of the lending team being on top of keeping up with our documentation. There was never any trouble getting ahold of the team via email or cell whenever I had questions. Our East Bay realtor, who has been in the business for 30+ years, had just as great a time working with Hilda and was very impressed with the team. Overall the team is just a dream to work with and you should end your lender search here!
Chelsea Stuart
Chelsea Stuart
2022-04-20
Hilda and her team were amazing ! They made the home buying process so smooth. As a first time home buyer I had no idea where to start. They led my husband and I through all the steps with ease. We recommend them if your are looking to purchase a Home.
Nicholas Christopher-Hayes
Nicholas Christopher-Hayes
2022-03-25
Hilda and her team worked with me for nearly a year, from the original sprouting of my plan to purchase a property to the final closing day (and of course through the life of the loan). The team answered every question, addressed all concerns, and made every effort to ensure the loan was serviced by COE and with the lowest available interest rate (relevant in a moment where rates are on the incline). I personally connected with Hilda, and am thankful to have established this connection.
Jeff Gerlomes
Jeff Gerlomes
2021-11-23
Hilda's team was very helpful and made the loan process smooth and convenient. Highly recommend.
Matt Grace
Matt Grace
2021-02-03
We Purchased a home in December of 2020 and the team at Benchmark Mortgage were incredible through the entire process. Hilda and her team were incredibly professional in every aspect of the transaction and always had time to answer any questions that we had. Whether you are looking to purchase or refinance a home I highly recommend this great team to help guide you through the process! They were great and made us feel like family.
Sean Oriarte
Sean Oriarte
2021-01-20
Very professional company. And excellent team work was provided. Went beyond my expectations.
Pattie and Charlie
Pattie and Charlie
2022-02-03
Benchmark Easy to work with and communicative Always there to help Conscientious and knowledgeable Great team , feel like they’re family Know the market very well Use the latest in technology and services Patient kind understanding The best we’ve ever worked with!
Heather Piazza
Heather Piazza
2021-09-17
Simply the best We absolutely adore Hilda and her team at Benchmark Mortgage. We've worked with the team a few times over the last several years and always had a great experience. Every person on the team is ready to jump in and help at any time. They are reliable, trustworthy, and extremely knowledgeable. Their communication with us during each refinance process has been timely and consistent. We highly recommend Hilda and her team.
jacobcaycrisp
jacobcaycrisp
2021-08-11
Amazing to work with Hilda and her team are phenomenal. Any question I had was promptly answered. They alleviated all my concerns or questions about the process and really made the process of buying my first house quite wonderful. Really appreciate your hard work and effort. I’ll be happy to refer any of my friends to them in the future.
Amira and Tomas Donn
Amira and Tomas Donn
2021-04-27
Trustworthy, Prompt communication, Speedy, and these ladies are amazing! This is the third home loan experience we have had with Hilda and her team. We just bought our third home in Southern California, and since I trust Hilda with the loan process, we continued to use their business. They are on top of every detail before it goes to the underwriter to shorten the time of approval. They are all prompt and clear on their communication. They answer every question I had. I would highly recommend the team!
Christina Grattan
Christina Grattan
2021-02-04
Smooth process Very professional; friendly; worked at my pace as I was able to return paperwork. Links to document review and signing way to navigate. Easy team to work with.
Erin Duane
Erin Duane
2021-01-18
Quick, responsive, helpful, and efficient Our experience with Hilda and her team was wonderful! From start to finish, their support and communication was top notch and we were pleased with the excellent service they provided. Amid the pandemic, they went above and beyond to take care of our needs and to secure our funding in record speed. I would definitely recommend this lender!
CraigMartin986
CraigMartin986
2021-01-11
Very helpful and quick Hilda and her team were extremely easy to work with, and always very quick to respond to all questions. Great team to help first time home buyers. Our loan closed quick and seamless.
abosque1
abosque1
2020-11-23
Amazing from the start! Hilda’s experience showed throughout the transaction bad Her team was right there knowing Exactly what was needed for a smooth close. Professionals from the start and always available. I couldn’t have asked for a more patient and friendly team !
maribelc1204
maribelc1204
2020-10-09
Home refinance I had a great experience from the beginning until the end. Hilda and her team are extremely professional. They are always there to help when needed and explain everything in detail. I would absolutely recommend them to anyone looking to buy a home or refinance their home.
Steven Smyth
Steven Smyth
2020-10-08
Mortgage Lender Hilda was great to work with. Over the years I have had many mortgages and sometimes the process can be quite long and tedious. I felt Hilda was more like a partner thought out the entire process. She took the time to provide to provide guidance and support. I will definitely reach out to her for my next mortgage or refinance.
Jim C.
Jim C.
2021-10-12
Such a great person and team. Thank you for all you help and guidance. Communication was always there and support through finding a house and getting all the necessary papers and things ready so we closed on time. Thank you again!
Martha C.
Martha C.
2020-11-15
What makes Benchmark Mortage different from others is that you have a team behind you! They are all knowledgeable and willing to help. Their turnaround time is quick. Any and all questions are answered. You will feel that they have your best interest in mind.
Amber F.
Amber F.
2020-08-04
Hilda, Diana, and Kelly helped me in my journey to purchase my first home. I am thankful for their responsiveness, professionalism, and efficiency. They were always available to answer my questions and made sure I understood each step of the process. I highly recommend their services for your home-buying, pre-approval, and refinancing needs -- they give you service with a personal touch and will take really good care of you. They're also still available and working hard during covid, so you'll still be able to reach out for assistance.
Martha C.
Martha C.
2020-06-18
Refinancing a home isn't something I do often. I had a lot of questions and concerns during this process. Luckily for me, Team Hilda was always there to answer any questions/concerns. During our many conversations it was clear to me that they had our best interest in mind. They are open to communicating with you on different platforms. I would recommend them without hesitation because you will get a professional and committed team.
Rebecca M.
Rebecca M.
2019-12-20
We recently refinanced our home through Benchmark and couldn't be more pleased with the customer service we received. Hilda and her team are efficient and professional. They made the process easy and most of the transactions were done electronically which saved us time. Thank you Hilda and entire Benchmark team!
Jennifer J.
Jennifer J.
2018-10-18
Hilda and her team are great! They are great communicators and get things done! We have used them for 3 purchases and a refi. Always a great transaction!!
Jillian O.
Jillian O.
2018-05-24
Hilda and her awesome team helped us purchase our very first home here in Napa. We got a CalHFA loan to buy our home and they made the process very smooth and listened to what price range we were wanting to go with. The entire process from start to finish was really easy and their communication is spot on. The team would email or call us to update us on things, and I appreciated Hilda meeting with us in person when we first got started, I'm more of an in-person kind of girl. We would highly recommend Benchmark to everyone we know!
Karina G.
Karina G.
2017-05-22
John was awesome to work with! He and Team Hagler really think of everything and truly set you up for success with your loan process. I highly recommend him to anyone looking to refinance or purchase in the future. You will not be disappointed. Their customer service is next to none! Everyone on the team is so personable and they give you this feeling that we are all in this process together. They went above and beyond to get us the loan we needed!
Kalette F.
Kalette F.
2017-04-21
John went out of his way to make sure I had everything I needed when I purchased a house in December. When paperwork needed to be turn in ASAP he would come in on his days off to pick up papers from me and scan them to where they needed to go. Even after I closed on my house he was there to support me when I had questions. He has always been available and followed through with everything as well as keeping me updated during the process. Buying a house is very exciting and stressful and John made the process a little less stressful.

Our Core Values

Relationship

At Benchmark, we place our relationships above all other things—relationships come first; all other things are secondary. Our business is founded on preserving and strengthening all current and future relationships, which are the backbone of our company. Every person we choose to align with is thoughtfully and strategically selected. The Columns of Relationships are Honesty, Loyalty, Empathy, and Commitment.

Positive Attitude

Benchmark Mortgage has made a decisive commitment to conduct ourselves with a positive attitude in all areas of our lives. We say it like this: When you reach the door to our office, walk in with a great attitude. We maintain that Attitude is everything, and it either attracts or repels. The columns of Positive Attitude are Belief, Passion, Confidence, Simplicity, and Enthusiasm.

Dynamic

Dynamism is the twin engines of Benchmark Mortgage – drawing from creativity and innovation. It is our edge, and sets us apart from the pack. The pillars of dynamic are innovativeness, creativity, adaptability, marketability, and daring.

Success

We strive to be successful with every relationship, goal, and endeavor. Success is our gauge that ensures we are headed in the right direction. The pillars of success are profitability, teamwork, targeted goals, planning, and alignment.

Excellence

At Benchmark Mortgage, excellence is not merely “doing things well”, it is “doing things GREAT.” Excellence is a way of thinking and a way of doing. The Pillars of excellence are growth, strategy, knowledge, effectiveness, dedication, and efficiancy.

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