Riding the Inflation Wave: Why Buying a Home Now Might Still Be a Wise Choice

Riding the wave

In today’s economic climate, the word ‘inflation’ stirs a mix of concern and confusion among consumers and investors alike. As prices climb for everyday goods, from groceries to gas, the ripple effects touch all corners of the economy, including the housing market. With soaring interest rates and high home prices, the prospect of buying a […]

Navigating the Future of Social Security

navigation social secuity

The Social Security trustees’ report released this week brings troubling news for future retirees: the Old-Age and Survivors Insurance (OASI) trust fund is projected to become insolvent by 2033. If Congress does not act, this could lead to a sharp 21% cut in benefits. Given these circumstances, it is crucial for Baby Boomers and other […]

30 Compelling Reasons to Consider a Reverse Mortgage | Unlock Your Retirement Income

Explore the top 30 reasons why a reverse mortgage could be the key to a comfortable retirement. Supplement income, cover expenses, delay Social Security, and access home equity. Learn how a reverse mortgage provides financial flexibility, tax-free income, and the ability to age in place securely. Ideal for those seeking to enhance retirement income with the value of their home.

Construction Loans: What to Expect

Building a new home offers many advantages over purchasing an existing home on the market. You are able to customize the home to your specific needs and preferences and avoid costly repairs of outdated features. New homes are often also more energy efficient and technologically equipped. Different from Traditional mortgages. Securing financing for a construction […]

How To Avoid Roadblocks Before Closing On Your New Home

You have submitted a mortgage application, found your dream home, and put in an offer. Now what? Applying for a home loan is an ongoing process, from application to closing, that does not have to be stressful. There are several things you can do to make the process more efficient, and things not to do […]

Can I Still Get A VA Loan With Bad Credit?

Unfortunately, it depends on the situation and reasons, so there is no simple answer for bad credit. A few potential reasons could be that you have experienced a divorce which led to a bankruptcy, mismanaged your finances, experienced job loss, or any other financial hazards. Your credit is calculated from many moving parts. The good […]

Nervous About Buying? Here’s A Dose of Confidence

The Federal Housing Finance Agency has announced that the maximum conforming loan limits for mortgages has increased. In most of the country, the confirming loan limits will increase nearly 6.5%, from $453,100 to $484,350 for 2019. For most high-cost areas, where 115% of the local median home value exceeds the loan limit, the loan limit […]

Why an Online Mortgage May Not Be Your Best Option

We live in an era where people want everything online, from online shopping and food delivery to an online mortgage and doctor visit. But is online really better, especially for your mortgage needs? Chances are you’ve seen numerous ads for an “easier” and “faster” way to get your mortgage. Just press a button and in […]